What is Obamacare? Understand it in a few words

Obamacare – also known as the Affordable Care Act, or the ACA – is a law enacted to ensure that all Americans have access to affordable health insurance. It does this by offering consumers discounts (known as tax credits) on government-sponsored health insurance plans, and by expanding the Medicaid assistance program to include more people who don't have it in their budgets to pay for health care.

The ACA also changed some of the rules insurance companies have to follow. For example, in the past if you had diabetes or some other preexisting medical condition, you could be turned down for insurance or your cost for coverage would be astronomical. Now you can't be turned down for any reason and the hope is that costs will be contained.

Obamacare is not a plan. It is a group of reforms that private insurers must adhere to in their plans. For example, insurers under Obamacare may not deny coverage or treatment for those with preexisting health conditions. You may buy an Obamacare compliant plan from a private insurer, contact Mintco Financial at 716 565 1300 or go to www.MintoFinancial.com.

If you buy health insurance through your workplace, your employer will inform you about its open enrollment period. The information below is for people buying health insurance on their own.
If your buying health insurance on your own, you have several options for purchasing a policy:

From your state’s health insurance marketplace -- check https://www.healthcare.gov to find yours

Directly from a health insurance company: www.MintcoFinancial.com
From websites like www.MintcoFinancial.com tthat offers health insurance quotes (http://www.mintcofinancial.com/) from multiple carriers
From a health insurance agent: Call 716 565 1300

www.MintcoFinancial.com