I have a pre-existing condition. Can I get coverage?

Beginning January 1, 2014, you can get insurance coverage even if you have a pre-existing condition like asthma, cancer or diabetes. Under the new law, insurance coverage will not be denied to those who have serious illnesses or injuries, or who had them in past years.

This is a big change that will help many people who have tried to buy coverage and were rejected because they had a pre-existing condition.

Another important new law provides unlimited annual and lifetime coverage. Beginning in 2014, health plans are not allowed to put dollar limits on what they cover in one year or during your lifetime. So if you need a lot of health care treatment, you don’t have to worry about “running out” of insurance.

Need a health insurance quote? http://www.mintcofinancial.com/health-insurance-obamacare-quote

Call 813 964 7100/ 716 5651300

Call Lloyd to answer your questions! 813 964 7100

What is Obamacare? Understand it in a few words

Obamacare – also known as the Affordable Care Act, or the ACA – is a law enacted to ensure that all Americans have access to affordable health insurance. It does this by offering consumers discounts (known as tax credits) on government-sponsored health insurance plans, and by expanding the Medicaid assistance program to include more people who don't have it in their budgets to pay for health care.

The ACA also changed some of the rules insurance companies have to follow. For example, in the past if you had diabetes or some other preexisting medical condition, you could be turned down for insurance or your cost for coverage would be astronomical. Now you can't be turned down for any reason and the hope is that costs will be contained.

Obamacare is not a plan. It is a group of reforms that private insurers must adhere to in their plans. For example, insurers under Obamacare may not deny coverage or treatment for those with preexisting health conditions. You may buy an Obamacare compliant plan from a private insurer, contact Mintco Financial at 716 565 1300 or go to www.MintoFinancial.com.

If you buy health insurance through your workplace, your employer will inform you about its open enrollment period. The information below is for people buying health insurance on their own.
If your buying health insurance on your own, you have several options for purchasing a policy:

From your state’s health insurance marketplace -- check https://www.healthcare.gov to find yours

Directly from a health insurance company: www.MintcoFinancial.com
From websites like www.MintcoFinancial.com tthat offers health insurance quotes (http://www.mintcofinancial.com/) from multiple carriers
From a health insurance agent: Call 716 565 1300

www.MintcoFinancial.com